|
 THE
SOLUTION
Increase the value of the estate by
adding, as an asset, the “enhanced cash surrender value” of a life
insurance policy. Financing the premiums adds a cash flow savings
component and the "Return of Premium Rider," extremely efficient
alternatives to self-financing. The Estate Liquidity Program has a
unique way to pay off the loan at maturity. The
special “return of premium” rider increases
the death benefit as the premiums are been paid by
the lender.
This approach allows
the premium loan, excluding the loan interest, to be
paid off with the excess death benefit.
- The Estate Liquidity
Program provides better-than-term rates by
borrowing funds on an interest-only basis;
- Allows individuals to
maintain their current investment accumulation
strategies;
- Avoids liquidation of
existing investment portfolios to pay premiums and
taxes.
The solution is to increase the value of
your estate by adding the enhanced cash surrender value and
the "return of premium rider" to your life insurance
policies.
To request a Feasibility Study,
please
contact a licensed professional
in your area.
If you do not have the name of a licensed professional,
call
1-800-277-8201 or
click here to obtain a referral. |
